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Grok’s answer is a good one and worth considering.

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@patrickmcavoy @chamath Phase out federal student loan guarantees and subsidies, forcing universities to price education competitively based on actual value and outcomes. This curbs tuition inflation—currently driven by easy credit—and slashes debt loads, freeing young people's earnings for tangible assets like homes or investments. Market alignment ensures sustainability: institutions succeed by delivering ROI, giving graduates real capitalist stakes without ongoing government distortion.

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