2026-04-21XThread

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Rephrased: US banks are facing unrealized losses of $300B, down from $700B in 2023. For context, those US banks have around $25,000B in assets and $2,600B in equity capital. Probably going to do this once a year as long as it keeps coming up. Here was last year's: https://t.co/V2jdM5dtAB Narrator: Most banks were indeed fine. https://t.co/aSY9xWP5Gc

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BREAKING 🚨: U.S. Banks U.S. Banks are currently facing unrealized losses of $306 Billion 🤯👀 https://t.co/GoUXehnA8o
Barchart ↗

What this chart actually shows is that banks are slowly reducing their unrealized loss totals. In the Great Financial Crisis, banks had catastrophic credit losses. Here in this 2022-2025 period, they are in way better shape actually. $500B hit on $2,400B in equity capital.
LynAldenContact ↗

I'm going to interrupt today's scheduled doom and gloom, and say most banks will be fine. The ones facing problems have an industry-specific (and thus volatile) deposit base, or an unusually high ratio of securities on their book. For deposit safety: big and diversified banks.
LynAldenContact ↗